The case started back in 1990 when my house was reposessed on a cout order brought by MAES Finance, the mortgage was sold to me by Eagle Star, after that time I heard nothing till 1999 when a letter arrived asking for £22,756 Shortfall (the property sold for £48,000 mortgage was £45,000). The extra was for interest untill the property sold, repairs, advertising, admin charges and legal fees. I stupidly filled in an 'Income and Expenditure' form, to which they decided that I wasent worth the paper I wrote it on so let me know that nothing would be done at this time. May 2001 and I get a phone call at work and the ball started rolling again, by this time I had found this site so declined their offer to fill in an 'Income and Expenditure'. The whole thing snowballed from there, with myself asking for proof and them give them their due replying. Until I asked for the MIG and the proof of a valuation, then the matter went to their legal department. Ditto above. The latest was a summons through the door from MAES Financeand that is where we find ourselvs now. a total of 9 years from reposession 12 years from court hearing to court hearing. So much for a reasonable time frame for notification. I am now getting the information for the disclosure proceedure as well as asking for more time to prepare. I am happy to supply all the documents if someone would like to give me an address to post them to (I mean a house as I find scanners a bit hi-tec for my liking) so they can be placed on this website as a record of what happens (or a 'how not to do it' depending).(posted 8257 days ago)Jon S