after following numerous advice off your website i unfortunatley got no where i then received paperwork from the court (claim form) i was unsure how to go about filling this in etc so made an appointment to see my local cab office as i couldn't afford a solicitor.(posted 8233 days ago)the cab office filled in the paperwork for me & i have now handed it into the courts however i was wondering if anyone can shed some light onto what will happen next please. the cab money advisor stated that there was no point in fighting the case as on visiting her i did take details of my defence/counterclaim but she totally disregarded them stating that i would only get the judges back up by doing this & would end up in a worse situation. she stated that because i had actually entered into this joint mortgage & signed for it then because there was a shortfall i was liable whether i liked it or not & would have to accept some form of responsibility. i took with me various pieces i had printed off your site & i was told that whilst alot of the stuff was correct alot was also incorrect as legislation does not stand with regards to the 6 year rule & infact they can chase for 12 years & there is nothing you can do about this & the judge will not take into account the fact that 6 years have passed. therefore in filling in paperwork she has stated that i do accept that there is a shortfall however i do not agree with the figure they are asking for & have had no documentation to show how they have come to this amount. she has also done a statement of my income/outgoings which i am left with nothing anyway as on a benefit she has then gone on to fill in the part which says i will pay a £1 a month. I don't think for a moment they will accept that but what happens next court now has paperwork as 14 day period is up. can someone please put me in the picture as i am extremley lost.
thankyou
si.