It's also worth trying Bristol & West as they have special mortgages available for people with poor credit histories. They charge a slightly higher rate of interest at first, but if you conduct the mortgage well they will transfer you onto a standard rate mortgage after a couple of years.(posted 8215 days ago)When you go and see them (assuming you do) you must be completely honest and "up front" with them - generally they will accept most people (not Bankrupts/IVAs), but they do expect you to be honest. If you've concealed anything and they later find out they will probably refuse.
No connection to B&W, but I do think it's good to see a mainstream lender who is willing to give people a second chance.
HTH