Andy: I would suggest that you have a solicitor at your hearing, I relied on CPR and Disclosure as I believed the Judge would ensure that fair play would follow and he would ask why they had not answered my requests. Their solicitor met every point with a case precedent and my pleas that I did not have all the lenders proof of their claims went unchallenged. They had also been asked, in readiness for the hearing, why the Bristol and West as members of the CML were pursuing this case after 6 years. This was not answered and again went unchallenged.I feel that the Judge ignored the concept of the CPR principle. Good Luck anyway.(posted 8197 days ago)Ron