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Response to Differences in Scottish and English Law

from Matt (mattyc@ntlworld.com)
If it is Experto Credite who say they have been to your house then do not worry. They have sent me 3 letters like this, have never actuallt turned up and have never acted on their threats to serve proceedings.

I wrote back to say that as I have been corresponding then there is no reason for them to send round someone and that they should reply in writing at all times. If you have any outstanding points or letters also ask them to address these.

Ask for valuations, at least 2, and marketing information as it is their duty to obtain the 'best possible price'. It is possible that they have not done this.

I can't remeber all the details of your case so I can't make any further comment on the 6/12 year rule. When did they first make contact and when was the repo?

(posted 8158 days ago)

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