Having been made redundant 1 year ago, I have found it difficult to find work. I have managed to find a buyer for my property with signing of contracts imminent. I find (for the 1st time) that the Woolwich have started repossesion proceedings against me.I have nothing in verbal or in writing from the Woolwich to state their actions & only found out by chance after phoning my solicitor to check on the progress of the property sale!(posted 8142 days ago)The Woolwich are aware that I am selling my property & that it is going to make a profit to cover the arrears, I am due to see a surgeon at the end of this month (an additional reason for not being able to work brought on by the stresses of the last year), I have served a SARN on the Woolwich (08/11/01) & wondered if this was a scare tactic by them to delayproceedings or prevent them distributing information they hold on my mortgage?
The reason I suggest the latter is because when I was made redundant in October 2000, I requested many times to see my mortgage file, the Woolwich branch in Manchester that dealt with my property purchase claimed the files were at a Surrey branch, after many phone calls to this branch, it became apparent that they had never recieved my file & do not know where they are, I am aware of the change of law from October 31st this year where a SARN request means that companies involved (in some cases) have to provide original mortgage files etc.
I am now sick with worry & am very concerned that any delay will lose my buyer, after it seemed the sale would be completed before Xmas as the purchasers are 1st time buyers & most of the paper work has been done.
If anyone out there can give me some advice or strategies,I wou