I must says thanks to all for the support received in the last few months. I have avidly absorbed all and anything on this page and have found it very comforting to be around others with the same type of problem.(posted 8156 days ago)I was confused when I received my letter and I didn't know who to turn to. I decided that I couldn't face the bombardment of skillfully written intimidating letters (they are experts after all). I felt that if I didn't get help, I would deal with it emotionaly rather than practically. I was smart enough to search for help which I now know was the best thing for me! After a few calls to companies dealing with people with debt problems, I found Debt Help (www.debthelp.co.uk) I phoned Graham Eldred on the crisisline (0208 6861300) and we talked to for nearly 30 minutes. I am somewhat sceptical by nature so I decided to arrange a meeting with him at his offices and went along to visit him.
My case was clear to him. The mortgage was in my name alone, I am not married and do not have a job, I do not and have never owned a property since so I therefore have no way to pay back such a crazy debt of £33,000 going back several years!
With these basic facts, I entrusted Graham with this most serious problem, hoping for a speedy conclusion. Within 3 weeks, thanks to Graham (and a gift from my partner of £1,000) I have settled in full with 'all liabilities to the property ending and the case being now closed'.
For those of you who are seasoned fighters, tenacious, and ready to do battle, you may not need help but for those of you like me, who can't face a long battle, do not want to wake up with 'another dreaded letter' my advise is to take on a professional to take away the worry and the sheer effort, I can honestly recommend you to Debthelp. I was not promised the world but his best attention. Because the issues were clear, he was able to deal with the situation in a clear and professional way. (1000 times better than I could have done I'm sure). I also beleive that it was solved quickly because the building Society knew they couldn't play tactical games with a professional and got straight down to the nitty gritty.
Feel free to Email me if you are thinking along these lines. It is so much better to get a personal recommendation when dealing with such a sensitive issue.
Good luck to all & Happy Christmas!!
Gennie.