Further to earlier posting regarding subject access rights to MIG data, here's the text of the IC's response received yesterday:(posted 8116 days ago)"Further to my letter of -- January, I have received a response to my enquiries from Citibank International Plc.
You complained that certain information, about your Mortgage Indemnity Guarantee, was excluded from the material you received from Citibank, in response to your subject access request. In view of this, I wrote to Citibank to ascertain how this information is stored and why they refused to supply it to you.
Citibank responded by explaining that information about your MIG is not filed under your name or stored as personal data in any of their filing systems. Furthermore, they asserted that this data is classed as privileged information between the bank and the insurers.
After consideration of the information, which you and Citibank have provided, there is no strong indication that there has been any contravention of the Act. We do not intend to undertake any further investigation."
I intend to write again to the IC, explaining how this MIG document is being used by citibank as the basis of claiming £huge from me under a disputed right of subrogation - which proves (to my mind at least) that they must have some way of cross-referencing my name and address with the MIG policy. This makes it "personal data" as defined under section 1(1) of the DPA 1998.
Any helpful comments, suggestions?