Yes, lenders have been known to claim that their sending of an earlier letter to the wrong address or their sending a letter that was not received *did* still count as making contact.(posted 8109 days ago)In practice it is all irrelevant because the lenders' six-year limit was only ever a press stunt. I know of no case - not one - where the lender has cried off the pursuit as a result of this self-imposed six-year limit.
Its voluntary nature means that they can abide by or ignore this limit as and when they choose.
Lee