I wouldn't woory too much about the home visit. According to letters sent to me I have had 3 so far and was told to expect further visits.(posted 8085 days ago)To date: absolutely nothing. In fact the person who was supposed to visit me had actually left the company 6 months prior to the letter saying he was coming!!!!!!!!!!!!
In my opinion it is just another way to frighten you. Bailiffs can only legally visit after a court order.