Response to Means test

If you have no queries about the shortfall and how the repossession was handled, then you may as well fill it in and get some kind of payment plan arranged. It is almost always best to offer a lump sum in full and final settlement rather than get into an open-ended arrangement.

If you have any doubt whatsoever about the repossession/shortfall, DO NOT fill in the form, as it means you are accepting responsibility for the debt. Instead, read this site from top to bottom and follow the advice on it.

Good luck

[ Previous | Next ]