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Response to Nationwide/eversheds "home Visut"

from Daren Otsay (darenotsay@blueyonder.co.uk)
Hi Mark, Just a few words of advice. You did not say how much they are claiming you owe in shortfall but i can say my shortfall claim was for originally £45,000 that was nearly 3 years ago. Since then I have used a combination of useful advice from this web site and help from local solicitors,(keep away from CAB they are crap!)Eversheds offered me a chance to make a full and final settlement of £5,000 of which at the time i could not afford. an agreement was made to repay the debt on a monthly basis, and to be reviewed 6 monthly.However review time came around and my increased monthly payment was rejected! Due to this rejection a claim was put in at the County Court although I was still paying the monthly instalments. I was then taken to Court late last year where a judgement was made against me for in excess of £65K and although I have no savings, equity or possessions, they now have put a Charging Order on my jointly owned property (with new partner!). So therefore my advice is do your very best to keep it out of Court and agree to a reduced 'full and final settlement payment' without delay !!

Best of luck !

Daren.

(posted 8085 days ago)

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