[ Post New Message | Post Reply to this One | Send Private Email to alyson | Help ]

Response to Halifax, the latest from them

from alyson (faydupp@hotmail.com)
I'm sorry if you felt my contribution was negative but I feel exactly as you do. When reading the first response to your posting (from Too Scared to say), I lost whatever small hope I had of being able to deal effectively with our shortfall problem. Our ex- lender/solicitors have hounded us for 11 years and with hindsight we are regretting not having gone bankrupt immediately after initial shortfall demand. Being aware now of all the pitfalls of bankruptcy (and there are many) we are beginning to believe even that would have been the lesser of two evils i.e. bankruptcy and being discharged after 3 years or 11 years of harassment. And if all the prophets of doom are correct then each time we 'admitted liability' we triggered off another 12 years - well I expect we are well and truly 'stuffed'

I would like to believe this is not the case as my own temporary insanity is likely to become a permanent state!! Like you.I would welcome some contribution on a more positive note. Having followed all the advice on the site for the past year and writing endless letters, I am feeling utterly depressed to think it has all been a wasted exercise.

(posted 8084 days ago)

[ Previous | Next ]