You do talk a load of rubbish don't you.(posted 8106 days ago)I have seen many examples of private detectives, credit card companies, banks and even insurance companies issuing unauthorised credit searches. I personally know that one major credit reference agency offers a global scan facility of their database to identify targeted consumers, with no "footprint" being recorded of the search.
Forget using terms such as "Correct Terminology", start using terms such as "Gross violation of Consumer Rights". You need to get with the program.