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Refusal to provide M.I.G - What now?

from Jessie (jessie01@talk21.com)
After repeatedly asking my lender/solictors for a copy of my M.I.G policy which to date they have refused, I received a letter this morning asking as to the reasons for me wanting a copy of this policy as because I am third party to this agreement they don't have to provide. The reason for me wanting a copy of this policy is because I firmly believe when I purchased the mortgage and the M.I.G in 1992 I was made to understand that it would cover me against negative equity and any shortfall. I am afraid that if I tell them this I definately won't get a copy, they are also threatening to take me to court if I don't make them an offer in 7 days. I am terrified of attending a court hearing and not being able to prove that I was sold this policy under false pretences. If there is nothing on the terms and conditions then I have no evidence of this claim. I have served a SARN on both lender and solicitors, information received did not include any copies of mortgage deeds, endowment policy, M.I.G or anything to do with this alleged debt. I have written to the IC requesting an assessment and I have told the solicitors this but they continue to harrass me for an offer. Should I continue pushing for a copy of this M.I.G to try and prove that I was missold it or just wait to see if the IC has any joy in getting it, incidentally I have explained in my letter to the IC my reason for wanting this policy.

Any answers will be greatfully received.

Many Thanks

(posted 8074 days ago)

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