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Response to MIG and the DPA (update)

from Joy Harker (fightingback@harker.go-plus.net)
With regarding to creative accounting ..... If a borrower's MIG payments(included with the mortgage)are not identifiable as such then surely that 'extra' amount could be regarded as overpayment on the mortgage, thereby affecting the balance due. They can't have it both ways. Either it is a MIG payment and identifiable,otherwise they would be screaming blue murder that the MIG was in arrears,- OR - it is an overpayment on the mortgage. It doesn't matter what imaginative heading they 'account for it' under - those payments have been made,(Reference to bank statements would prove this) and subsequently will be shown on the account i.e. personal data.
(posted 8093 days ago)

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