The OR told me..that *some* Lender's can apply for a bankruptcy petition to be partially aside and have the amount relating to the mortgage removed from the list of debts the petitioner has filed. They can only do this if fraud is suspected in the creation of the shortfall. The debt then becomes a criminal instead of civil matter and different rules apply. I think Avril's solicitor may be referring to a very very old statute of Law which pre-dates Victorian records. Coincidentally I am ploughing through something possibly related at the moment, in relation to a theory I am thinking through. I would hate to be a High St Lender trying to defend that using that one in Court though.(posted 8049 days ago)