Mortgage Shortfall

I have received a letter from a company called Halliwell Landau on behalf of Abbey National. I had my house repossessed 20 months ago and was under the impression that the shortfall would be met by the mortgage indemnity guarantee but looking at the letter this does not appear to be the case. I actually got this letter in redirection as I have moved and I am unsure whether to contact them or let them find me. Does anyone know what i should do. ALso how do they find you? When they catch up with me will they let me make a payment plan as I am self employed and can hardly even pay my rent just now. I have no savings or anything. I am now sick with worry and cant sleep and had a breakdown before and think i will end up with one again. I thought once I lost the house that was it but here we go again. Hope someone can help me.Please

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