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Response to Should I contact the Financial Ombudsman ?

from Jessie (jessie01@talk21.com)
I have today requested a deadlock letter from my lender so that I can contact the FO. Thinking ahead, does anyone know what will happen when the case of misselling this M.I.G is proved either way ie if it is proved to have been missold does this mean that they cannot pursue me for the entire shortfall only the remainder after the payment from the M.I.G? If it is proven that there is nothing in writing, I am confused at what I should do next, throughout this site it states not to fill out I&E but they are refusing to accept anything without, it is a catch 22 situation. I am worried because although I am employed, I cannot prove my outgoings as I live with my partner and everything is in his name so it may look like a income with no expenditure.

Thanks again Jessie

(posted 8043 days ago)

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