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DLA court action - good 'shortfall' solicitor in SE needed URGENT

from Julie Stamp (SALEM@STAMPDJ.FSNET.CO.UK)
I have been chased by DLA on behalf of Cheltenham & Gloucester for 3 years, for a 57k shortfall on a property repossessed in 1991. House was sold at auction in 1992/3(exact date not supplied)for 15k. Last year, DLA wanted a reduced sum payment of 5k, which i realise is a far cry from the full amount, but as i dispute the shortfall amount, and have no way of raising that sort of cash anyway, i remain in correspondence with them over the 'alleged' debt. Also, my ex-husband is not being harassed in any way, whereas this has caused me undue distress - even to the extent of a nervous breakdown - for several years. I have today received a letter saying that 'as this matter cannot be resolved amicably' they have no alternative than to commence legal action against me for the full debt. I believe i have remained amicable throughout, up until the last fortnight, when i did not return the I&E form they requested, nor telephoned as requested.Until i found this brilliant website, i was very ignorant of the law in this respect, and was unaware of my rights, but i now need to contact a solicitor in the SE Kent area, who can help...please does anyone know of one? I understand that it is now probably a good idea to issue a SARN, but am unsure of the exact procedure (do i do it to C&G or DLA?) and wary of serving one without prior legal advice. As i am on a low income, i will be applying for help with legal costs, so a solicitor within the legal services commission scheme would be helpful.
(posted 8024 days ago)

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