Mat How funny you are! I never realised I would be reading these pages and laughing so much ! Both at your posting and the responses.(posted 8037 days ago)You may well have a point though - for those people who are in the very early stages - it may be an option, but if you have been in this situation twice yourself, I am sure you will appreciate the reluctance of most to contact those very unhelpful people at the B/S, it could be that they are getting divorced, just lost their job, have children etc or all 3! - and the emotional side takes over. Whatever the reason, you should perhaps take a moment to reflect on your comments, unless of course you were trying to 'piss' everyone off. Not everyone knows thier rights, which is why this website is such a great benefit. So lets hope you don't show up here in a while - you know what they say '3rd time lucky', perhaps it won't be the case for you !!!