Thanks Gordon,(posted 8022 days ago)I looked them up on Yell - yep they are definitley debt collectors. Up until now it had all been pretty amicable - I think its pretty underhanded setting them onto us even before they can substantiate the shortfall amount - cheeky beggars.
So now - 3 months down the line, we are dealing with the Halifax, their solicitors and no doubt one in a long line of debt collectors. We are intending to get down to the nitty gritty of offering a lump sum to try and get this all sorted out - but who on earth do we deal with when it gets to this stage?
Thanks