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mortgage shortfall after 8 years with Bristol&West

from Antony Chiari (ants.chiari@btinternet.com)
About 8 years ago I handed the keys back on a property as I had seperated from my ex and could not afford the payments. I was at the time advised by the building society (Bristo & West) that for my ex to be joint responsible for the debt, I should hand the keys back and not to sell, as if there was a loss it would be in my name only. I was informed after 5 years that the property had been sold with a loss of £32000 and asked me to send back an expenditure form, which I did! For 18 months I did not here from them until recently when they phoned me at my new work. I was asked to fill another form and they constantly phoned at my work asking for the debt to be settled. In one conversation I was informed that my ex had paid £1000 as a full and final settlement on her half but they are still trying to get me to pay 10% of the full amount owing. I made an offer of £2500 which they refused and I did not here for a couple of months until this week I had a letter from a collection agency(osbourne Clarke) asking for another Expenditure Form. Do I send it back and can they take me to court if I have offered to pay something??
(posted 7987 days ago)

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