Elizabeth,(posted 7971 days ago)You could be admitting liability by sending them an income & expenditure form, see the Do's and Dont's on the repo site, especially " After they contact you and demand cash ". Follow the good advice on this site. You first need to establish whether the BS sold your property for a fair price, so send out SARNS to the relevant people. When did you take out the mortgage, by the way ? If you get stuck just post another message.
Mark.