The Halifax vs Grant case is no hope I'm afraid. I had a transcript and from what I can remember the defendants case was pathetic. It was something like as it was a mortgage it was a simple debt and 6 years - no mention of CML agreement used in the case - the judge simply said that it was a specialltiy and therefore 12 years. I do beleive that he did not give right to appeal as well so it may not be the same one or something has changed.(posted 7994 days ago)As for the other cases, no idea.