nhl still chasing after 10 years UPDATE

Since our repossession in 1992 and receiving a shortfall claim of £42,296.98 about five years later, my wife and I have been receiving correspondence from a debt collection agency called Direct Legal & Collections. Due to the invaluable advice given on this web site, we have sarn'ed DLC and also NHL. The usual stuff, house undersold etc.,but no copy of the mortgage deeds or the money judgment order. We have requested this time after time, but they ignored this request,until eventually they admitted that they do not have a copy. NHL suggested that we obtain a copy from the court. When we made enquiries, the court told us that they do not have any record of a Money Judgment Order or any other information about the case. So we have continually requested a copy from NHL and DLC. the only response has been from DLC sending an I & E form, and stating their disappointment that we have not replied to their previous letters! - This is untrue! After refusing yet again to fill in their I & E form and again requesting the MJO, we have received the following letter: YOU SHOULD BE AWARE THAT THE OUTSTANDING DEBT WILL NEVER BE WRITTEN OFF AND WE ARE DISAPPOINTED THAT YOU HAVE NOT RESPONDED TO PREVIOUS CORRESPONDENCE OR ACCEPTED THE OPTIONS TO RESOLVE THIS MATTER. YOUR FILE IS NOW BEING TRANSFERRED TO OUR DEBT SURVEILLANCE PROGRAMME WHERE IT WILL BE SUBJECTED TO REVIEW FOR UP TO SEVEN YEARS. WE WILL INSTRUCT FIELD AGENTS TO MAKE WHATEVER ENQUIRES ARE DEEMED NECESSARY TO ESTABLISH YOUR FINANCIAL CIRCUMSTANCES AND YOUR WHEREABOUTS. Considering they have been writing to us for the last five years, I think they already know where we live! Any suggestions on how to respond to these threats would be most welcome! We intend to see through anything they try to throw at us, Scare tactics aren't going to work!

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