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Response to nhl still chasing after 10 years UPDATE

from Lee (repossession@home-repo.org)
I'd say that letter is more an admission of defeat than a threat.

If it was worth taking you to court, they would. They aren't so they are dropping back to hoping that you eventually show some signs of assets, income worth pursuing you for.

So simply don't allow any evidence of such assets to be visible.

Once they have no legal right to do anything about it if you do become worth suing (either six years or 12 years - as yet undecided), then the *alleged* debt *will* be written off. Why? Because there is no point in paying the postage on threatening letters for an alleged debt that they can no longer enforce.

They may sell the debt to debt collectors but they probably won't waste too much time on it either for the same reasons.

Congratulations! I'd say you've won. Until the next seven years has passed I would plan my finances around not owning assets on paper and not owning huge PAYE income. Be particularly careful of benefits/DSS claims - I'm pretty sure this is the chief way that personal earnings and asset ownership information leaks out.

Debt applications, mobile phone contract applications and mail order catalogue applications appear to be another way that income and asset ownership information leaks out.

Well done!

Lee

(posted 7965 days ago)

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