Income & Expenditure forms! What a brilliant idea. Yes i think these should be filled in and returned to the lender (only when the debt has been put to strict proof). In my shortfall case, which went to court late last year of which i lost to the tune of a 74K judgement and charging order on the property of which i now own, i competed I & E form complete with an offer of 4K in full and final settlement. Guess what? They accepted. (Eversheds/Nationwide).(posted 7989 days ago)Goodluck to you all.
Regards Daren