The reason lenders are more open to settle even when they have a charge is that they rarely want to force sale when they have a charging order especially where there are family units are involved sale bad PR, there may be none or little equity in the prop so why enforce ?(posted 7987 days ago)In my opinion fill the I&e in be economical with the truth and try and settle, it appears that from the many of the posts on this site that when contributors go to court they invariably lose. Why be stumped with a judgement for 10's of thousands when lenders/lawyers will usually settle for much less.