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what is meant by contact

from Graham Gibbs (gdgibbs@MSN.com)
We had our house repossesed 10 years ago, for 8 years we heard nothing, since then applied and accepted for two other mortgages with different lenders in that 8 year period. Over the last 12 months have started to receive letters asking for me to contact re outstanding amount, complete statement of earnings etc. Rightly or wrongly i have completely ignored them.Today however my wife has received a letter hand addressed letter to her place of work. The Lender is C & G. The letter warns that someone is to visit in three days time unless i ring them. 1. What is meant by contact within the 6/12 year rule ie if i have never replied what proof is there of contact? 2. Should i do anything at all, and wait for them to make the next move before i start as this site recommends asking for stuff? 3. if someone should appear on my door step what action should i take?

For info we had MIG the shortfall was 30k and we have never received any info re the disposal of the property.

anyones opinions would be gratefull received,

Graham

(posted 7946 days ago)

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