I think Halifax must be having a clear out ! We got our judgement set aside , Sent the defence and now have to make a new court date . Meantime we decided to make an offer of 15 hundred pounds they sent a letter asking for us to fill and I&E form before negotioations.We did not returned the I&E forms,BUT 5 days later we received a letter offering us 8,000 full and final settlement and bearing our own court cost and we have not returned the I&E forms.Is it normal practise for them to make an offer without the I&E forms completed? I think this is great news , we are awaiting a reply on our next offer of 3,000 . Wish us luck!(posted 7945 days ago)Nikki