I agree with the advice above, but I'd also like to add that you should avoid ultimately settling for more than 5% of the shortfall, under no circumstances should you acknowledge the 'debt', but merely ask them to give you fully documented proof how they arrived at their claim figure. Insist on copies of all invoices for solicitors fees, repairs, estate agents fees etc.. If they can't provide you with these then you should simply remove the unsubstantiated amounts from their claim.(posted 7905 days ago)If all else fails try diving out of the sun on them....they probably won't see you coming until it's too late and you can spray them with a long burst from your twin Vickers machine guns! (well, it worked alright in 'Biggles Flies West'