Any news on the Information Commissioner's consideration of the case below?(posted 7885 days ago)On July 12th Harry Pearson wrote, in response to a post headed "Credit File":
....The other tack you could take is to snd Sunbank and the credit reference agency a letter stating that: "Any agreement with Sunbank to report your personal financial details is hereby cancelled". They will therefore cease reporting of your Sunbank financial details as defined by European Data Protection Act and UK Data Protection Act laws. Worth a try, my mate sent this letter to Equifax, MCL & Experian. Equifax & MCL immediately complied and deleted all his Abbey national Data. Experian refused and this is now being considered by the I.C.......
Any news on the IC's muses yet?
Two separate questions for you Harry, if you don't mind: might such a retraction work (at least to the extent that it has worked so far with Equifax and MCL) with any standard mortgage agreement? and separately any CCA regulated agreement? And now two pieces of rhetoric: If so then what's stopping all of us from retracting our various permissions and all have our credit files wiped clean? (Hey, this even has the potential to put Equifax and Experian out of business for a while, like that accountant did over electoral rolls!).
Darius