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Response to Being Harrassed then use this! The Administration of Justice Act

from David J. Button (davidjohnbutton@supanet.com)
You need to be well aware that in this piece of legislation, there is an exemption for anything that is part of a legal process. So it is OK for the creditor to phone a few times, or write a few letters and then take the matter to court. It is NOT OK for the creditor to threaten (other than "I'll take you to court") or make continuous efforts over a period of time to try and force the debtor into paying by making it embarrassing for him - for example by phoning an employer.

It is extremely difficult to decide where that line is and when somebody has crossed it. There are clear and obvious breaches, such as a creditor threatening to knee-cap a debtor, but in the most part demands are made firstly by letter or phone and then by calling agents before court action - this latter method is not illegal.

(posted 7851 days ago)

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