Allocation Questionaire

My Husband has today received a alloction questionaire from a Solicitors on behalf of the Halifax. What is it for? They are still threatening us with court action but have stated in this letter that they will now accept £3,000.00 lump sum or £4,000.00 in monthly payments of £80.00. (I wish we had that much to spare). We sent them a letter a few days ago asking questions as to how the amount of shortfall was made up, and that we wanted to see invoices and also about some insurances he has been charged for, but we don't know what they are for either. I did state that these questions would need to be answered, also why the property was taken of the open market after only 6 weeks and not left on the open market for 4 months as the valuers report stated. As yet they have declined to answer.

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