Eversheds offer a lot of threats. Under Law the insure of the MIG can claim the costs back under subrogation. However, the is a six year limitation rule on this figure. The Mig is not a contract between you and anyone it is the bank. So the insurer only has 6 years to claim it. I would keep this bullet until you need to fire it off (but hold out as long as poss). Has the insurer contacted you? first 6 years? Did you reply?(posted 7848 days ago)Also When was the last contact you made with your bank? Was this within the first 6 yrs, as I think Grabby Nat are on the C M Lenders 6 year voluntary rule. REMEMBER acknowledgement is YOU WRITING to the bank in concern to the DEBT! Under the Limitation Act Grabby are allowed to claim the money back (12yrs), interest is at 6yrs.
I will help you on this case as much as poss. Be STRONG and be prepared for the threats.
Geoff