I wonder if you can help. I was repossessed by the Abbey in 1991 The house was in both mine and my ex-wifes names. Approx 2-3 years later I was contacted by their agents and a payement arrange was made. This lapsed after a few months as me and my wife divorced. I did not hear from them until about three years ago. They stated that I owed them £46,000. I challenged this and they subsequently halved this amount. I have an arrangement which I have stuck to. I moved house this year and informed them of my new address. When speaking to the receptionist she stated that they were due to send me an I and E form, and they were going to apply to the court to put a charge on my house. Should I complete this form given that I have kept up to date with the payements. Also I have a new family now, things are settled and my house does have a some equity in it, are they allowed to put a charge on my home?(posted 7842 days ago)ps. on reading some other questions, should I have disclosed that I had been repossessed when applying for my mortgage.
Thanks