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Response to When You're a Tenant, your Landlord Disappears & the Halifax Repossesses!!! Any Comments/Help PLEASE...?

from pendle (pendle_666@yahoo.co.uk)
As far as the building society are concerned, their contract is between them and your landlord and right now they want to foreclose on the loan.

Your landlord should have asked permission to let the house from the lender, I had to do this and provide the name of the tenant. Regardless of this, the tenant has no rights when the lender wants to repossess.

Many solicitors give a half hour interview for free, ring round local solicitors and see who may be able to help you, they will at least me able to let you know your rights and what you can do, the solicitor will also be able to advise you if you can be a third party to the proceedings and what is involved.

The CAB can also help you, however unless you live in a city then its likely that you'll have to wait a few days until the duty solicitor can see you. Most of the CAB 'duty solicitors' will work for local firms, so its worth ringing round.

Get in touch with the Bailiff's office of the local court and explain the situation, its possible that they don't evenknow there is a tenant in the house. The Bailiff may just be able to delay the actual repossession, even if its only a week, its better than nothing.

Good luck

(posted 7786 days ago)

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