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Response to HALIFAX, me and the next chapter!!!!!!!!!!!

from Sue (bradfordandbingley_suck@yahoo.co.uk)
Sorry to hear that all has not gone well, if you feel that £70 pm is too much you can apply to the court to have the monthly payment reduced. I have to be honest if & when the BS take me to court if judgement is made in the BS favour I intend handing in bankruptcy forms there & then, I only wish we'd done it 4 years ago and by now everything would have been over & done with.

As far as I'm aware the new bankruptcy regulations mean nothing more than the discharge being quicker and I believe that the only debts that arent covered are Student Company Loans and for court fines/compensation orders.

There's a chap on the Debt Help UK site that works for an insolvency practioner who would be able to give much better advice than most. Simon Wiggins at Debtquestions Uk is also very knowledgeable about bankruptcy.

HTH Sue

(posted 7774 days ago)

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