I'm having problems with the Halifax after an investigation by the Ombudsman who did not uphold my complaint the Halifax are demanding that I accept their offer of £3000 within 21 days or they'll chase me for the full shortfall. I have no assets and have proof that before I moved out of the house it was worth £10,000 more than the mortgage. My ex stayed in a virtually destroyed the house living a shortfall of £15,000. The MIG reduced the debt to £7,000 so splitting it in half means £3,000. I have very little money I'm owed in excess of £7,000 Child support and my ex's pay slips from last year showed he earned in excess of £8000 every 6 weeks as a contract. He earns a substantial amount more than I do.(posted 7778 days ago)I'm thinking of declaring myself banktrupt. I was going to offer then £300 cash because I'm struggling with money. I don't even have my own house. I was thinking of asking them to take me to court as I have heard that when their is evidence of ex's bad behaviour they usually make that person pay. I've been to court to gain court orders against him to sell and eviction orders.
Can anyone help please I'm desperate.
Please......