Further to my recent posting (Abbey National - Help!)....(posted 7778 days ago)I wrote to them and explained my circumstances offering a small F&F Offer. This was all the money I have and being on Incapacity Benefit it wasn't much. I think I had a good case against them and had nothing to lose...but with health failing I wanted the matter over. I said the offer was in full and final settlement for all parties involved as per advice from this site.
I was astonished to receive a letter by return post accepting my offer. The wording is concerning me a bit and I want to make sure they don't go after my estranged husband which will only end up giving me problems in return. I wouldn't wish this on him even though he was joint borrower. He doesn't have the means anyway and last I heard he was unemployed.
The letter ends......
"I am sorry to learn that you believe your health has suffered as a result of this situation and as a gesture of goodwill, and to bring this protracted matter to an amicable conclusion, I confirm that I am prepared to accept your offer of £XXX in full and final settlement. I confirm that on receipt of this sum, any adverse credit rating in relation to this debt will be amended to show as satisfied, and your liability will be at an end."
I'm really not sure about this and if anyone out there has any real legal advice (Scottish Law) I would be grateful. I don't want to part with this money and then find my estr. husband giving me grief and the whole thing regurgitated!
Someone mentioned getting a solicitor to draw up a "deed of satisfaction". How much will this cost me in case I don't get legal aid for it?
This morning I felt elated when I got this letter from the Abbey but now I feel confused and very apprehensive
Can anyone keep me right .....please?
M