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Halifax and refusal of settlement

from KC (karencarr2000@yahoo.co.uk)
I offered £650 full and final settlement for a shortfall of an alleged £13,000 shortfall I managed to get then down to £3777 aruging my case. Only problem is I haven't got £3000 not even £2000 or £1000. I offered then £15 they've decided to accept that with the provision that once my loans are finished in 4 years + they want to increase my payments. They even tricked me into sending copies of my payslips etc (blanked out employers name and other details) they said that the court would ask to see then. They even wanted copies of my bank statements (which I point blank refused). They will not tell me if they are chasing my ex. He's earning in excess of £52k per annum. The shortfall would never have existed if my ex had not have smashed the house up.

Any advice... I'm considering writing and asking them to return all copies of payslips etc I sent and to destroy the information if they have copies. Am I within my right to insist on this?

Another point when the case went to court for the repossession they judge was reluctant to let the Halifax repossess because I had the house on the market and had an offer for £19 (the mortgage was £29,000) their solicitor convinced the judge that the sale was not guaranteed and he allowed the repossession (I have this all on paper via a SARN I served them). The then sold the house to the same buyer for £17,000. Strange.

(posted 7743 days ago)

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