Dont offer to pay them ANY money on a monthly basis, this effectively means that you acknowledge the debt. I'd also get the press involved cos at the present time they seem to be worried that the present house price boom is going flat (REALLY, I seem to remember this happing some time ago, yes in the late 80's early ninties !! heavy sarcasm) and they are looking for stories about what might happen, when all these mugs who are buying property now at high prices, lying about income to get larger mortgages, will find that due to something completely unexpected like a war, interest rate rise or oil price rise causes the nice cosy house they bought because the media told them to, be valued at less than they paid for it. Good Luck I would get a good solicitor on the case to review all the aspects there may be something in law that you can use.(posted 7763 days ago)John