Hi everyone - haven't been here for ages - good to know the site is still helping people ( though wish there wasn't a need for it ! ) Can you tell me if there is ever a cut off point to all this. We were repossessed in Dec 1990 - got chased for the shortfall ( property undersold within weeks etc the usual stuff ) paid a little back to the debt collecting company.... through fear..... before finding this site and have since fought off any further requests from the various agencies that the debt gets sold on to with " take us to court - let them sort it out ". Well the 12 years since repo is now up and we heaved a big sigh of relief ..... when lo and behold .... a couple of days into the new year 4 letters in one day from Facility Trading Services demanding a settlement of £15000. Have obviously ignored them. Surely they're just trying it on ? They can't seriously think we are going to get into all this again.(posted 7750 days ago)Any advice?
Many thanks