Christine(posted 7720 days ago)No advice really, just to say that I feel for you. You're in the position that we all dread reaching. The Halifax really seem to be pushing hard to get cases to court as I remember another recent case where the judge ruled in their favour with an attachment of earnings.
The only good thing is that it seems they can't touch your home etc.
Hopefully the new legistlation re bankruptcy will help you.
I wish you well.
M