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Not *quite* a shortfall, but VERY similar! Help Please!!!!!!

from I beleive in conspiracies...... (imadethisup@fakeemail.com)
I have such an *interesting* sense of timing lol - I discovered this site yesterday, little did I know I'd need the info on it today!

I got a phonecall from my Dad today, and he told me he'd received a letter addressed to myself and my partner, but had no clue why it had gone to his address. I had a "feeling" that it would be a nasty, and when I collected it, I found it to be a demand for £600 from a "commercial recovery and investigations" firm named Daniels and Silverman. (I dont know if anyone's heard of them, but they have a website http://www.danielssilverman.co.uk )

The £600 is apparently relating back to a flat we rented and lived in more than 3 years ago!

I honestly have no idea why the Housing Association *currently* want £600 from us. The closest I can get to an idea of why relates back to when we moved out. I sent a letter (not recorded unfortunatley!) giving them the 4 week's notice they asked for, and didnt hear back until I got a letter redirected to our new house over a month later, demanding £220 in "unpaid rent" for the previous month!

I wrote back stating that since we'd given adequate notice, and handed back the keys, we should not have owed anything, and asking for them to clarify this. I didnt hear back, so assumed it was a mistake (they were very good at making them!) and forgot about it. It's worth pointing out that I have just about every bit of paper the HA and council (we were on HB) ever sent us about this flat, and all the paperwork from the council states that the rent was up to date. I even have the paypoint receipts from paying the HA the water rates!!(collected by them as part of the rent)

Anyway, that's the outline of the situation. here's the questions:

1)Im going to SARN them, as advised here, but I'd like to know whether or not to put my current address on the letter. the HA *should* have been aware of it, as they were given it twice, but dont appear to be. It's worth noting here that Im just about to apply for another credit card to clear a previous balance and some other things (I *really* need the other card!) so Im wondering if telling D&S would affect that?

2)Following on from my last question, would *not* telling D&S my current address have any adverse effects at this point? Or at any other point in the future? Note- my dad doesnt mind a few letters going to his address, and he's well prepared to tell any harrassing goombas where to go!

3) According to the letter, it's a "Final Demand". Up until now, we've never recieved ANY other demands. Surely there should have been *something* before this? (especially considering they DEFINATLEY had by dad's address for correspondance since BEFORE we took the tenancy!)

4)If there *was* something sent before this letter, would copies automatically be sent with the SARN info, or would I have to ask specifically for them?

5)What's the best way of wording such a request?

7)The letter states that they *will* (rather than "consider") take us t court if "you dont pay within 7 days", which is great considering it's dated the 3rd, but wasnt posted until the 6th! (yesterday) And now comes the weekend.... OK, I know from this site that the misdated letters are common. Would the misdated(only) letter go against them in any court case?

8)Following on from that- what's the likelihood of them trying to take us to court on Monday? Im assuming slim, but this is a *much*n smaller amount than the ones most commonly talked about on this site, so does the amount actually make a difference?

And lastly (you can tell Im used to writing questioning letters cant you lol!) 9) Does anyone have any experiance with this particular lot of debt collectors, or Cheviot Housing association that they care to share? Any info at all would be useful!

Thankyou in advance:)

(posted 7693 days ago)

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