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Response to JDL Holdings newest threats

from One Angry Mother (madcow678@hotmail.com)
David,

I have a letter from Land Registry. I quote:-

Dear XXXX,

Thank you for your letter of XXX.

Copies of mortgages retained by the Land Registry are classified as non-public documents and thus are not for routine issue under the Land Registration (Open Register) Rules 1991.

However, such documents may be issed if the applicaant can confirm in writing what they are, or they act on behalf of, a party to the mortgage deed. In addition a fee is payable of £8 per copy.

I hope this is helpful.

Unquote.

I originally wrote the Land Registry because the Halifax told me that is where old Mortgage Deeds are sent to when a property is sold on. I stated this in my original letter to the LR, along with the fact that the property had been repossessed, and therefore the deeds were now longer "live". One would assume that one or other of the two organisations would know what they are talking about (one would like to think LR do anyway). I never actually had need to write back and obtain a copy as the Halifax did promise to get the copy for me. It never materialised as we settled, so they obviously saw no need to fulfil this obligation.

Anyway, if JDL won't supply you with a copy, try getting one yourself, it will be another point in your favour if it does get to court. In fact if the deeds are in your favour, I think I would invite them to take action against you. I have to say it rather worries me that a man in charge doesn't even know the difference between a Mortgage Deed or Terms and Conditions, and is probably advising his staff wrongly as well. How the hell did such a first class plonker get to be Managing Director?

Good luck.

Tx

(posted 7673 days ago)

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