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Response to Abbey National / DLA Bradford - Being totally misled by one or both

from One Angry Mother (madcow678@hotmail.com)
Johnny,

Yes the Abbey can/will take your money in full & final - from you. Then they will hound your wife. The Halifax are playing this game with myself and ex-husband.

It may be worth making a full and final from both of you, firmly and clearly stating this in your letter, however, you should bear in mind that they will probably want a larger amount as there are two of your paying. You will also need to state that this settlement is applicable to all areas of the debt, including any insurances and third parties.

However, before you offer anything at all, read the do's and don'ts section and ask lots of questions - keep asking until your questions are answered satisfactorily. These people will not take a settlement just because you *feel* you don't owe them all the money they are asking for, you need to *prove* you don't owe them.

I know it is not really any consilation, but a lot of us here have been/are in the same boat, so there is plenty of advice to be had here.

Good luck.

Tracey

(posted 7668 days ago)

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