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Response to Out of the country

from hanging in there! (Anderston828@aol.com)
Deji

If you apply for a copy of your credit file, from Equifaxand Experian (£2 cost for each) this should show up any county court judgements I believe.

In addition contact Land Registry (you can do this on line and ask for details of registration for the address you lived at. This should show how much the house was bought for by the new owners). This will cost about £4.

Maybe when you have this info you ca then decide what to do next because bearing in mind they have to contact you within 6 years of the house being reposessed/resold to chase you for any shortfall.

So if the house was sold and there was no shortfall you might be in the clear if you can avoid them for another 2 years or so.

I am not an expert and if I've got this wrong I'm sure someone else on the site will put you and me right.

All the best!

M

(posted 7686 days ago)

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