Yes, any surplus reverts to you.............BUT.......are you sure there is likely to be a surplus? Not only will you have to bear the original mortgage debt on repossession, but the interest between repossession and sale - the solicitors and the repossession costs, and the estate agent who sold it costs (which can be quite hefty, like £500 for changing locks alone).(posted 7670 days ago)If you are sure there is a surplus, contact the solicitors who dealt with the repossession summons to find out what the situation is. I suggest that you do not give them your existing address because if there is a shortfall unbeknown to you, you will have told them where to come back to you to pursue you! A very carefully worded telephone call is the first step!
Hope you are right - hope you have lots left over!
Keep us posted please!